Are You Covered?
I must admit, a few years ago when I first learned that the Affordable Care Act was to include pre-existing conditions, I thought – this really isn’t insurance. If it’s not required that one prepare BEFORE the medical need arises, one could wait until there’s a medical problem and then have the government pay for it. Seems like an upside-down world to me.
It’s kind of like trying to get auto insurance after you’re in an accident or home owners insurance after your home burns to the ground – life just doesn’t work that way.
But then I started thinking about how great this approach would be for food storage. Since food storage is really nothing more than food insurance – providing coverage in the event food isn’t available at the grocery store – when I need it, is there a plan where the government would just provide it?
I think we all know the answer to that question. The government will not save us in time of need. We need to be personally prepared to feed our families and loved ones in the event of a collapse.
I really like the idea of thinking of our food storage as food insurance. These days, you can buy insurance on pretty much anything, from smartphones to cars to vacations. When you buy insurance, you agree to pay a certain amount of money, whether in the form of a lump sum or as semi-frequent payments, to a company that agrees to give you money should there be damage to whatever you insure.
This is the popular way of ensuring our possessions and even ourselves (think health and life insurance). You hope that you never need to cash in on your insurance, but you’re very happy that you have it when you do.
However, many people don’t realize that there are a number of other ways you can insure yourself and your possessions besides making payments to an insurance company. What if there was another way to insure yourself that was a bit more proactive? Well, you’re in luck – there is! It’s called being a Prepper.
What is a Prepper?
While the pop culture view of Preppers paints a picture of someone who is hiding in a cave paranoid about an impending doomsday event, most Preppers would find this to be highly inaccurate. Although there are certainly people who are concerned with an apocalyptic disaster, many Preppers are more concerned with being able to deal with day to day issues or larger scale natural disasters, power outages, or the like (common sense stuff to most Preppers).
As was just mentioned, it’s pretty difficult to describe all preppers in a single, concise, definition. However, most preppers are just like you and me, who have seen or heard about disasters, like a house fire or earthquake, and have thus taken steps to be more prepared to deal with such a situation, should it happen again.
We might all have different reasons for being Preppers, but fundamentally, all Preppers want to be prepared for something. Generally, Preppers make sure they have the tools, supplies, training, and knowledge to deal with a multitude of situations, but the specifics of these things will vary from person to person.
Prepping as a form of insurance
Think about this – when you’re a Prepper, you make sure you have the right tools, supplies, training, and knowledge to deal with a variety of situations. Instead of giving your money to a company who promises to help you out financially in the aftermath of an emergency or disaster, being a prepper is a more proactive form of insurance. If you buy supplies and tools and invest in your own training and knowledge, you’re setting yourself up to better respond to an emergency that affects you, your family, or your friends.
Sure, this doesn’t necessarily replace the need to financially insure you or your possessions, but it does help you and your family be better prepared to react appropriately to emergency situations. Plus, while traditional insurance is really only helpful after something happens, being a prepper means you can deal with a situation while it’s happening.
How to start prepping
Although prepping is often considered a fringe activity, it’s really just about making sure you can handle many of the emergencies that can come your way. It’s important for everyone to consider what can happen where they live and how they might best be able to address these situations. To start prepping, considering the following things:
1) Your current situation is (i.e. if you have a family, where you live, what your financial life is like, and what possessions you have)
2) What kinds of emergencies are most likely to affect you, such as a hurricane, snow storm, earthquake, or more
3) What you would need to do to protect or prepare yourself, your family, and your possessions from these potential emergencies.
Once you understand what your assets are and what potential threats they face, you can start to consider what you might need to do to protect your assets (including family). Every Prepper – and every Prepper’s strategy – is different. Thus, it’s important to figure out what your unique needs are so you can formulate your own action plan.
Now, you can start to think about your next steps, which are to determine what you need to do to create your own ‘prepper insurance plan’.
Prepper essentials
Becoming a prepper doesn’t have to be difficult. You can make things as simple or complex as you like. But, at the end of the day, most preppers will generally have the following things in some capacity:
Emergency supplies at home
A solid every day carry kit
A bug out bag
With these three ‘systems’ you can be prepared to deal with minor day-to-day happenings, large-scale disasters, and short-notice evacuations of your home.
The best part about these three prepper essentials? They’re customizable to best meet your needs. Instead of purchasing a premade bug out bag or emergency supply kit, you can make your own so that you have everything you need and nothing that you don’t.
Plus, many of the things that you include in these kits are multi-purpose by design, so you can also use them for fun activities, like hiking or camping.
The Verdict
At the end of the day, being a Prepper is about being prepared. Whether you’re prepared to deal with minor cuts and scrapes at a soccer game or you’re ready to hunker down at home for four days during a blizzard because you made a great emergency supply store, prepping can be a fantastic form of insurance.
While prepping might not result in a large insurance payout, prepping can give you the peace of mind of knowing that you can reasonably handle what’s thrown your way. Instead of waiting for a check after a disaster, you can go into any situation prepared with the right kit, knowledge, and skills to stay reasonably safe and happy given the circumstances.
We all have assets that should be protected, and being proactive and prepared is one of the best ways to insure yourself during an emergency!

Guess what – it never happened. I never got to the point where I didn’t feel the food I ate would have tasted so much better with a little salt. So I eventually went back to associating with my life-long friend, salt.
There are countless stories and examples of people who due to war or famine, are placed in a survival environment with very little or no food. When food is finally secured, the last thing on their minds is whether the food is organic or what the sodium levels are. In fact, salt and fat are craved and desperately needed by the body to survive.
se all your food storage al a carte.
There was a light rain outside but what really caught our eye was the way the clouds were moving. I have never seen clouds like that before. They were swirling around so fast, twisting sometimes in smaller circles inside of larger ones and coming closer to the ground than I had expected.
They had one of those little food bars with potato logs and fried chicken, etc. I bought everything I could (there wasn’t much left) along with several bottles of water and Gatorade. I luckily had enough cash in my pocket to cover the cost. After I paid for the food we headed back to the hotel and rationed out the food, not knowing how long it would be before we could get more.
The only radio channel we could get was a small local station and they kept fading in and out. One thing I never knew, hurricanes set off multiple small tornadoes as they rip through an area. The radio station kept reporting all these tornadoes being set off all around us.
Growing up, we had a very special neighbor gift tradition that with today’s prices would be equivalent to about $80 per family. It involved harvesting Christmas trees up near our cabin and giving as our neighbor gift, Christmas trees to each of our neighbors.
remember my dad using a keyhole saw to cut down the trees and he would have us boys drag the trees to the truck.
Even though the smell was great, the stickiness of the sap was terrible to deal with. Sometimes, our fingers would stick together almost like they were super-glued. And for those of you who have never had the pleasure of having your hands covered in tree sap – it doesn’t wash off!
I had a discussion about a similar subject with my grandson a couple of weeks ago. An issue came up regarding a friend of his who had started doing things that had the potential of creating real problems. This friend was making choices that could lead to decisions that would negatively impact his future and the consequences of his actions could be severe.
yer. If you want to become a better player, you must play those that are better than you. You will never become a better player by always playing those who are worse than you.
The cemetery is 170 years old and encompasses 250 acres. There are over 120,000 persons buried there. Needless to say, this cemetery is huge and covered with trees with rolling hills.
I came across a wonderful article entitled “Feel Disconnected? Try Slowing Down” by Charlotte Larcabal that I want to share with you. It addresses this issue perfectly.
In fact, a member of the mouse family – the pack rat, looks more like Mickey Mouse that a regular mouse. The pack rat is a little larger than a mouse and has big round ears just like Mickey. Unfortunately, I’ve had far too much experience with both mice and pack rats.
I’ve been wakened in the night to the sounds of wrenches, toys and baby bottles being dragged across the floor by pack rats as they tried desperately to stow away their new found treasures. They loved to collect all kinds of items for their nests. I guess these critters felt that the cabin was really their domain and we were just occasional visitors. They may have been trying to let us know the cabin was their turf and we should hit the road.
line. When I reattached and pressurized the line, they were in for the ride of their lives – literally!
s in”? The answer is because the Lord wouldn’t let them.
Flavored oils, such as chili oil, truffle oil, and garlic oil, spoil faster than pure oils, so it is best to store oils in their natural state and flavor them as needed or store only enough flavored oil for short-term use.
To reduce oxidation, you only need a small amount of antioxidant oil, between .05 to 1 percent. Approximately 3 drops to 2 teaspoons of antioxidant oil per quart of oil. The larger amount is ideal and offers the best protection, but it also adds flavor to the oil. Adding 3 drops or more of rosemary oil per quart gives you a reasonable amount of antioxidant protection without noticeably affecting the flavor.
As I viewed several videos of the Kilauea Volcano and the resulting earthquakes on the Big Island of Hawaii today, I couldn’t help but think about the awesome power of Mother Nature and her ability to change landscapes and lives within moments. I also read articles and watched videos detailing the eruption of the Fuego Volcano in Guatemala where more than 100 lives have been lost so far and in some spots, a mixture of gasses and volcanic matter reached 1,300 degrees totally devastating everything in its path.
Watching so we’ll be ready certainly makes sense to me but I’ve found the Lord’s timetable isn’t necessarily the same as mine. I must admit, watching can sometimes be wearing. In fact, it’s easy to become impatient and just wish for things to accelerate. I mean, if the Bible tells us things are going to get worse before they get better, let’s get it over with. Sometimes I feel like I’m watching a train wreck in slow motion – things are definitely getting more trying but life just seems to keep going, regardless.
So how do we balance enjoying the moment and “watching” so that we’ll be ready? I do believe it’s a delicate balance. There will always be those who take it to the extreme on one side or the other. Most of us know those who insist on keeping their head in the sand and ignore all warning signs and move forward each day as if the conditions of their lives will never take a downward turn. These are those who often scoff at the idea of food storage or preparing for difficult times ahead and tend to view those who do choose to prepare and fanatics who have gone off the deep end.